Mortgage Lender Blog | Maureen Martin with HomePlus Mortgage

What are the Benefits of DSCR Loans?

May 26, 2022 by Maureen Martin

If you are investing in a rental property in San Diego, you may be looking for a form of financing that is fast and easy to apply for. Applying for a specialized type of mortgage called a DSCR loan may be just what you need to speed the process along. What are DSCR Loans? The abbreviation DSCR is short for “debt service coverage … [Read more...]

Popular Home Styles in San Diego

April 25, 2022 by Maureen Martin

One of the iconic regional home styles in San Diego is the Spanish Mission style. Just as the name implies, houses in this style have an appearance that calls to mind traditional Spanish missions like the historic Mission Basilica San Diego de Alcalá. The Mission Basilica San Diego de Alcalá was founded in 1769, and it was during the decades … [Read more...]

Why Move to La Jolla, San Diego?

October 18, 2021 by Maureen Martin

Want to live in an upscale community that is right next to the beach? You should think about moving to La Jolla, San Diego. In this post, I am going to share some of my favorite things about La Jolla with you. But first, let’s talk a little bit about the background of this seaside community. A Brief History of La Jolla La Jolla was … [Read more...]

Why Move to University City, San Diego?

September 13, 2021 by Maureen Martin

If you want to live in an affluent part of San Diego that is right near the coast, University City is a beautiful neighborhood to consider. In this post, we will share all the reasons with you why University City should be your next home. But first, let’s give a little background on this district. A Brief History of University … [Read more...]

Guidelines for Home Entrepreneurs on Relocating to a Larger Residence

August 25, 2021 by Maureen Martin

There are several options available for home business owners in need of more space for running their company effectively. One might be to move their business headquarters out of their home, to a new office or workspace. Another might be to have an addition built on. Some entrepreneurs, however, may choose to relocate both their family and their … [Read more...]

Why Move to Mission Hills, San Diego?

August 4, 2021 by Maureen Martin

One of the most convenient central locations where you can live in San Diego is in the neighborhood of Mission Hills. Thinking about moving to Mission Hills, but not sure if it is right for you? In this guide, we will share some top reasons with you to consider making Mission Hills your new home. But first, let’s learn a bit more about the history … [Read more...]

Home Maintenance and Repairs: When to Call in the Pros

June 21, 2021 by Maureen Martin

Whether you’re wondering how to boost your home appraisal value with a few repairs and upgrades, or you’re new to homeownership and curious as to which home maintenance projects can be done safely and effectively on your own, this quick guide is for you. Read on for some tips and resources on determining when to call in the pros — and when to … [Read more...]

Why Move to Normal Heights, San Diego?

June 16, 2021 by Maureen Martin

If you are moving to San Diego, there are so many beautiful neighborhoods you can consider calling home. Among them is Normal Heights. You’ll find Normal Heights close to North Park and Mission Valley. What should you know about Normal Heights? Let’s take a look at a few reasons why residents of this neighborhood enjoy living here. A Brief … [Read more...]

Why Move to University Heights, San Diego?

May 27, 2021 by Maureen Martin

If you are looking for a beautiful neighborhood to move to in San Diego with a convenient location, great amenities, and a walkable layout, University Heights is an excellent choice. What are some of the benefits of living in University Heights? Let’s take a look at a few key reasons why residents of this neighborhood love living … [Read more...]

Why Move to North Park, San Diego?

March 23, 2021 by Maureen Martin

If you want to live in a trendy neighborhood with a central location in San Diego, North Park awaits. This neighborhood is situated between Balboa Park, City Heights, Mid-City, Normal Heights, and Mission Valley. It is famous for its iconic North Park sign at University Avenue and 30th Street, and for its hip culture. Would you enjoy living in … [Read more...]

Edward Lepe

16:08 25 Aug 23

This review is long overdue but well deserved. Maureen came to the rescue when I purchased my home in April. I was working with a different lender that was referred to me by my realtor, after a few bad experiences and my gut telling me to get a second opinion, I called Maureen less than 3 weeks before closing. From the beginning, Maureen was genuine, professional, and kind, she let me know what she could and could not do, set the right expectations and made me feel at ease. She immediately got to work, I can tell she was genuine in her intent to help me...not only was she able to close in record time, but she saved me over 1% in my rate, lower closing cost and a lower monthly payment. All while closing in record time. Maureen is truly in a class above the rest, she's passionate about helping people, genuine, honest, professional and effective. Thank you Maureen!

Ron Steen

23:05 30 May 23

Spent 10 minutes on the phone with her and she helped me immensely. Without trying to push a sale or make a deal, she helped me answer questions and was truly trying to help me even though she had nothing to gain. I will recommend her to anyone that will listen. SHE IS AMAZING!!!

Yara Tercero

16:42 24 May 23

Maureen helped us close in record time even with repair negotiations. She was super on top of everything. Couldn’t have asked for a better experience with an always stressful process of buying a home. 1000% recommend Maureen. She sticks to her word and won’t promise anything she can’t deliver on.

Melanie Davis

10:39 19 May 23

If you are looking for a review to help you decide if you should use Maureen, this is it. She’s up front and “kept it real” with me. I had shopped around for the best rate for my refi and lenders quotes were all over the board and I couldn’t make sense of it. I called her to see what she could do and not only did she have expert knowledge of the market, she offered excellent advice on how to navigate it to my benefit. No one else did that. She was patient and explained how things worked so I understood what decisions I was making. I prefer to work with someone who will tell me like it is instead of what they think I want to hear. I saw first hand how some brokers don’t care, you’re just another client to them. But she advocated for me as if she were me and that is invaluable and rare. I can’t thank her enough for her insight, experience and support during the process. I’m so glad I called her.

Jerome Farnan

18:06 17 May 23

Maureen is more than a mortgage broker, she's a helpful person who really wants to do what she can to make the process go smoothly. She is super knowledgeable about the mortgage business, real estate, financial trends and seemingly everything that is remotely related to mortgages. This made me very comfortable with the process and helped us greatly to coordinate the escrow people and the real estate people, and all the documents and information needed. If you get in touch with Maureen, she will start helping you before you even know what you need.

Christian Thorn

18:29 11 May 23

An amazing person to work with. Plans ahead for any hiccups in the process and is very organized. Definitely recommend her to anyone looking to purchase or refi a home!

Cam Tran

18:22 11 May 23

We've bought 4 homes so far and Maureen has been the BEST lender we've worked with! She has outstanding communication and you can tell she is dedicated to her work. She was prompt, easily accessible and always willing to answer any questions we had. She was also ready to fund us for an earlier closing! If you're looking for a lender, SHE'S THE ONE!!

Emily Mitchell

18:23 27 Apr 23

My experience working with Maureen starts off with a story of a lifetime. I am cofounder and president of a local nonprofit animal sanctuary, and towards the start of 2023 I found myself in one of the most challenging situations of my life. My husband and I had made the difficult decision to separate, and if the animals and I were going to stay at the property in Ramona, CA I would need to qualify for my own loan and refinance the house.This is where Maureen comes in. From the beginning, I knew I was in good hands. I had diligently searched for a good lender who could give me a good rate that would allow me to afford the house, and Maureen beat the competition. Not only that, but she was pivotal in pursuing an opportunity to lock-in on a good rate one evening when rates had momentarily dropped (rates went back up the very next day, so I was very lucky to have had a responsive and determined lender like Maureen!). Maureen never rushed me, encouraged me to do whatever was best for my unique situation, and was extremely patient with all of my questions. Perhaps above all, Maureen was kind, thorough, and a great listener throughout the entire process. I don’t think I’ll ever forget the phone call with her while I was driving one of our sheep home from the vet, midway through the process of securing my loan. I felt a little embarrassed that I had to speak loudly over a very opinionated sheep in the car, but that didn’t seem to phase Maureen. It only fueled her desire to help.Committing to a new loan is a big deal and can be stressful, especially with the future forever home of an animal sanctuary at stake. I’m beyond thrilled and relieved to report that my loan officially funded yesterday, and I could not have had a better lender on my side. 10/10 recommend Maureen for your future loan needs. She might just rescue you (and your animals)!

Rosie Zuno

15:32 27 Apr 23

If we could give more stars we would! We have had the pleasure of working with Maureen Martin multiple times in the past 10 years, not only for personal transactions, but we also refer her to our clients and close family because she is simply amazing. She is a true professional, her work ethic is outstanding and we could not be happier to work with her and her team. As a Professional Realtor myself, I can say that Maureen Martin is the best in the industry, I have worked with may Lenders, none like Maureen and the team she has built. When working with her as my lender, I know the transaction will go smooth because she is on top of her game, and her team is as efficient as her. Thank you Maureen for always being there to help us with personal transactions and also my clients, we really appreciate you!!! We look forward to working with you again soon 🙂

Jari Wolfe

21:22 02 Dec 22

I honestly have nothing but sunshine and rainbows for Maureen. She is highly detail oriented and efficient, which is truly a necessity in her industry. But beyond that, she’s also a genuinely nice person that I really enjoyed working with. I’ll definitely be referring any friends and family entering in the house hunt. Thank you again Maureen, you’re awesome! :)

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