Maureen Martin - HomePlus Mortgage | Mortgage Loan Officer
Maureen Martin is a 5 Star residential mortgage loan officer that can help with many types of home loans throughout California. Call today at (619) 857-7191
You feel all set to get a mortgage. But when you apply for a prime loan, you find out that you are not eligible—or you realize it is not an ideal fit for your needs.
There are a lot of reasons why this can happen. Your credit rating may not reflect the full financial picture of your life—but unfortunately most prime lenders are unwilling to look past a score which is less than ideal.
Thankfully, there is an answer. You can apply for a hard money loan. This type of loan is secured. The value of the property acts as the security. *Hard money loans are business loans and cannot be performed on owner occupied properties. **All scenarios are subject to lender review and approval, no specific scenario is guaranteed.
Qualification for a hard money loan is not contingent upon an ideal credit score. Even if your credit is not sufficient to qualify you for a prime loan, you may still be considered for a hard money loan.
The approval process for a hard money loan is much simpler, and it takes less time than applying for a prime loan. If you turn around a lot of properties as an investor and need to apply regularly for hard money loans, you can stick with the same lender and accelerate the process.
Because hard money loans are used so often for short-term purposes, there are usually no prepayment penalties.
You do not need to qualify for a prime loan in order to get a mortgage. Maureen Martin can help you apply for a hard money loan with competitive rates and terms.
Contact her today by calling (619) 857- 7191 to get started.
Trustindex verifies that the original source of the review is Google. Best experience working with Maureen! She was knowledgable, professional, and always quick to answer my questions. Helped me understand the mortgage process and I was always assured under her care. Interviewed multiple brokers but she stood out as the most informative. Would work with her again!Trustindex verifies that the original source of the review is Google. In our second encounter with Maureen, she proved herself again by finding a funding option that satisfied our unconventional approach to financing a remodel of our home. She is incredibly responsive and always reachable for a consult to talk through unique situations and circumstances. Continue to highly recommended.Trustindex verifies that the original source of the review is Google. As first-time homebuyers, we feel incredibly blessed to have worked with Maureen Martin. My husband, who is 28, and I, at 24, never imagined we would be able to buy a home so soon—but Maureen made that dream a reality. From the start, she went above and beyond to guide us through every step of the process, ensuring we felt confident and informed the entire time. She met all deadlines and we even closed ahead of schedule! Maureen educated us on all our financing options which lead us to pursing a conventional loan. She locked us in at a low rate with a low down payment in Orange County! Maureen's expertise is truly life-changing. She made the often overwhelming home-buying process easy to understand and manageable, and her dedication to us as clients was unmatched. With her support, we were able to purchase a beautiful home in a wonderful neighborhood, where our young son will grow up. The thought of him thriving in a place we can truly call our own is something we will always be grateful for. Her professionalism, kindness, and unwavering commitment to helping us succeed are qualities that set Maureen apart. We can’t thank her enough for making our dream of homeownership come true. We love her and are forever grateful for everything she did to help us achieve this milestone. If you’re looking for someone who will go the extra mile to make your home-buying experience seamless and stress-free, Maureen is the one. We recommend her with all our hearts! Thank you!!!Trustindex verifies that the original source of the review is Google. I recently bought a house, and used Maureen as my lender. It really went smoothly. She worked so seamlessly with my agent that it seemed like we were all on the same team and just working together to achieve our goal. The communication was accurate, helpful, timely and friendly. Everything just came together like a well orchestrated dance. And the whole process just flowed nicely, thanks to the professionalism of the team members.Trustindex verifies that the original source of the review is Google. Maureen presented and thoroughly explained the different refinance options that were available to us and what information would be required, which I greatly appreciated as someone who is self-employed. From the start of the process through closing, Maureen made our recent refinancing a smooth and seamless of a transaction as possible, allowing us to close escrow ahead of schedule. I look forward to working with Maureen again in the future. - Erik JohnsonTrustindex verifies that the original source of the review is Google. I cannot even begin to express what a great experience I had working with Maureen. She continually went above and beyond for us and was honestly the most valuable part of this home buying process. Our home purchase was profoundly complicated and required a great deal of time and effort; throughout the entirety of the process, Maureen was confident and communicative. She is so knowledgeable and helpful, and also makes sure to keep us updated every step of the way. Our home purchase required a specific type of loan that none of us knew much about (this was due to selling another property with a later escrow date to fund the down payment and not having the dates match up), and Maureen willingly took on this colossal task. There are truly not enough words to adequately describe the amount of gratitude we have for Maureen - she is THE reason we were able to purchase our dream home. Without her, this would never have been possible.Trustindex verifies that the original source of the review is Google. Maureen was incredibly helpful throughout our whole process and was always available to answer questions. We got through our refinance in record time and she found us a lender with the best possible rate with the right loan for our circumstances. I could not recommend her enough!Trustindex verifies that the original source of the review is Google. Id like to start by saying Maureen was amazing during our home buying journey. We found her through a quick google, and so glad we did! She was very knowledgeable and also funny, taking off the stress of looking for a house in this market. She helped us from start to finish, and was very communicative, informing us of market activities. Even when reaching escrow and final loan disclosure, we found a discrepancy and she hopped on which saved us about $200 a month on the overall payment. We recommend her to anyone looking to purchase or refinance as we will reach out to her again for help. We closed 9/6/24 🙌🏽Trustindex verifies that the original source of the review is Google. Maureen was absolutely amazing through the whole home buying process. She went above and beyond to make sure I got the best rate possible. As a first time homebuyer Maureen spent countless hours helping me through paperwork and answering all my questions thoroughly. Her knowledge of the market and rates was a huge help. She made the whole process so stress free and as a first time homebuyer that was amazing. She truly worked tirelessly to make sure I was able to afford my new home. I would recommend Maureen. I enjoyed working with her because of her dedication and commitment to her clients! Thank you for making my home buying dreams possible, KaileyTrustindex verifies that the original source of the review is Google. f you’re not using Maureen as your mortgage broker then what are you doing with your life? I cannot express into words how truly amazing Maureen is. We have used her 4 times in the last 11 years (the most recent being now) and every single time she goes above and beyond! We did a 16 day escrow, on our current home. She is very thorough and makes sure to let you know everything that is happening when it’s happening! She is determined to get you into your home as well as making sure that you are doing the process correctly and not being taken advantage of. She has great value and pride in her work. Maureen is an angel, a mortgage angel. We tell all our friends and families about her and send her referrals. Her charisma, her quirkiness, sense of humor and knowledge is everything you want in a Mortgage Broker. She is and will always be the greatest in the game! Thank you Maureen for getting us into our dream home as fast as you did! You truly are appreciated and loved by our family.
Mission Statement
To provide our customers with the highest level of customer service and the most competitive mortgage rate and term.
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