san diego Archives | San Diego Mortgage Broker 619-857-7191

With Home Prices at a Low Year-Over-Year, Now is the Time to Harvest the Fruits of San Diego’s Real Estate Market

October 7, 2019 by Maureen Martin

Heading into fall, we have great news for San Diego homebuyers. According to data from CoreLogic, the median price for homes in San Diego County has dropped. This is something which hasn’t happened in 7 years. Last year at this time, the median cost of a San Diego home was $584,500. This year, it is $584,000. Even though that drop is small, we … [Read more...]

Been Thinking of a Refinance? Take Advantage of Today’s Low Rates

August 13, 2019 by Maureen Martin

Did you know that mortgage rates have been low for the past six months? You may recall last month’s post when I shared data that those low rates held steady through July. Now, I have really fantastic news for August—and that is that rates have dropped even further, making this the perfect time to get a refinance. The World Property Journal has … [Read more...]

With Mortgage Rates Holding Steady and Demand for Housing Growing, Now is the Time to Buy

July 16, 2019 by Maureen Martin

If you have been thinking about buying a home in San Diego, this may be an ideal time to move on a property. According to the World Property Journal, Freddie Mac has published data in its Primary Mortgage Market Survey reporting that mortgage rates have held steady during early July. The article quotes Freddie Mac's chief economist, Sam Khater, … [Read more...]

First Time Homebuyer Problems and Solutions

June 17, 2019 by Maureen Martin

Shopping for your first home in San Diego? As excited as you may be, there may be many obstacles you perceive to be standing in your way. But it is common for first-time homebuyers to overestimate these challenges. You may be surprised by how many solutions already exist to help you qualify for your first home loan. Let's go over some common … [Read more...]

Tips for Affording Your Down Payment as a First Time Homebuyer in San Diego

May 1, 2019 by Maureen Martin

For many borrowers looking to purchase their first home, one of the biggest obstacles can be making the required down payment. You may however be surprised by how affordable your down payment could be. The following suggestions will help you to buy a home now without digging too deep into your savings. 1. Choose a loan type with a low-down … [Read more...]

Should You Choose the FHA Loan Program or the Conventional 97% LTV Program?

April 14, 2019 by Maureen Martin

Did you know that through Fannie Mae, it is possible to get a conventional mortgage with a down payment of only 3%? This is known as the 97% LTV program. In order to get a lower down payment, many homebuyers (first-time homebuyers in particular) turn to the FHA loan program. This program is popular for a variety of reasons, not the least … [Read more...]

Reverse Mortgage FAQ’s

March 19, 2019 by Maureen Martin

If you have been struggling financially, or you simply have goals you do not have the financial resources to achieve during retirement, you may have heard it suggested that you should take out a reverse mortgage. While many homeowners are familiar with reverse mortgages, there are quite a few senior citizens who do not know what they are or what … [Read more...]

Try Our New Mortgage Calculator in San Diego

February 20, 2019 by Maureen Martin

“How much home can I afford?” “How long will it take me to pay off my loan?” “How much money could I save with this type of mortgage?” “What is the total cost of buying a home?” I get a lot of questions like these daily from clients looking to buy a home in San Diego. And you know what? These are all smart questions to ask. Whether you’re a new … [Read more...]

Great News for San Diego Home buyers – The Conforming Loan Limits for 2019 Have Been Raised!

January 2, 2019 by Maureen Martin

Planning on buying or refinancing a home in 2019? You couldn’t have picked a better time for it! We’ve got some fabulous news to welcome in the New Year, and that is that conforming loan limits have taken a jump! Straight from the Federal Housing Finance Agency, the baseline limit for Fannie Mae and Freddie Mac has increased from $453,100 in … [Read more...]

FHA Loans in San Diego: Not Just for First-Time Homebuyers

November 13, 2018 by Maureen Martin

“I’m not a first-time homebuyer. Why would I apply for an FHA loan?” This is a common question directed at FHA loan lenders in San Diego. It points toward a common misunderstanding about FHA loans. FHA loans are so readily associated with first-time home buyers that is frequently assumed that those are the only purchasers who qualify. This is an … [Read more...]

Client Testimonials

Maureen Martin

5.0

Christian Minnema

20:43 10 Oct 19

My wife and I have used Maureen twice in the last two years. First for our home loan and most recently for a refinance of that loan. Maureen is incredibly professional, quick, knowledgeable, and always available if you have any questions. I have already recommended her to family and friends for their financing needs. If you're looking for some one to help you with your mortgage Maureen is the answer.read more

James Marvel

04:13 21 Sep 19

My wife and I are first time home buyers using my VA loan. Maureen encouraged us every step of the way, and went above and beyond in making sure we were able to purchase our home. We got pre-qualified and were able to offer a 21-day escrow to help get our offer accepted. We highly recommend Maureen. She was able to give us a frank, honest assessment about what we could afford, which helped us find the right home. Thank you, Maureen!!!read more

JMS Silver

05:16 15 Sep 19

Maureen is an absolute pleasure to work with! She’s professional and prompt and always ready to help and educate anyway possible. Her team was able to help us close on our dream home in no time and so efficiently. She helped make a stressful closing, hassle free and smooth. I’d definitely recommend her to anyone and would love to work with her again in the future! She’s also very knowledgeable on VA loans and processread more

Amanda Cline

01:35 29 Aug 19

I recently worked with Maureen Martin as my mortgage broker for a home purchase in Northern California. I originally came across Maureen when I was living in San Diego through a mutual friend. I hadn't been a homeowner for over 13 years and Maureen helped guide me all the way as though it had been my first time. This was a years-long process as I came out of a $15K+ debt situation and saved for the down payment, but Maureen stuck by my side, offering financial advice and when it was finally time to pull the trigger when all the stars aligned, I had complete confidence in her. She is incredibly thorough and detail-oriented and found a fantastic rate on the loan. We went through several home offers before landing on "the one" and she was so patient in explaining everything to me, multiple times! Working with her hundreds of miles away (Norcal vs. Socal) was no issue at all. I cannot recommend her enough - she consistently went above and beyond to help me through and made it as easy as possible. Thank you Maureen!read more

Katie Jones

22:44 26 Jun 19

I can't say enough about Maureen and her team! She is so amazing and wonderful to work with. We were in the process of buying a home while our daughter had surgery and Maureen was incredible through the entire process. She helped us know what we could afford and made herself available to answer any questions we had. She provided personalized pre-approval letters for every offer! She also goes above and beyond by calling listing agents to assure them your loan will go through! We bought with a VA loan and her understanding of the VA loan was so helpful! Maureen took care of us and helped us get our new Home! She is amazing!read more

Katie Jones

22:43 26 Jun 19

Mary DeLisio

05:18 30 May 19

I found Maureen on google while searching for brokers in the San Diego area. I loved her bio and something told me she was the perfect broker for my boyfriend. I encouraged him to call her but was a bit sacred and nervous being a first time buyer. He thought he wouldn’t qualify but Maureen made him feel so comfortable and walked him throughout the whole process. Needless to say he was approved and in less than a month and a half he received his keys and closed on his first home. I can’t say enough how awesome Maureen was and so professional. She is so detailed and knows her business well. Next home will definitely be calling her again. Thank you Maureen for making our dream come true! Rodrigo & Maryread more

TERRANCE RUSNAK

21:05 17 May 19

We were introduced to Maureen when we moved last year. We were about to close escrow on the house we sold, and needed to expedite escrow and get a mortgage for the house we had just bought. She took charge of the situation and made it happen quickly and efficiently. She was extremely knowledgeable, highly professional and above all motivated to facilitate our needs. Friendly, very proficient and easy to talk to, she made the process understandable and effortless at a time when moving issues had our complete attention and were our highest priority. When interest rates recently dropped, we again turned to Maureen to refinance and she did not disappoint, doing her thing and looking out for our best interests. We had gone through the refinancing process several times in the past with others whom we trusted and felt good about. Our recent experiences with Maureen allowed us to reach an obvious conclusion - she's the best! Highly recommended!!!read more

Michelle Edmonds

23:47 14 May 19

5 stars all the way!! Working with Maureen has been amazing, She’s professional and incredibly responsive and does a fantastic job of explaining all of the ins and outs of mortgage financing options. My home buying process has been very lengthy, with several offers that have fallen through (in no part due to the mortgage terms) but Maureen has stuck with me through thick and thin. I trust her completely and highly recommend her services.read more

Brian Dinh

23:33 14 May 19

I’ve used Maureen for a few of my properties over the years and she’s been nothing but amazing and refreshing to work with.... she’s available when you need her and she’s professional and extremely competent and knowledgeable. You can’t go wrong and I’ve had a few other friends go through her and love her as well. Nothing like word of mouth! Thanks Maureen you’re the best.read more

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