Did you recently try to apply for a loan, only to be surprised when your credit score during the application process didn’t match the score you saw on Credit Karma? This is a common dilemma. A borrower believes based on Credit Karma that their score is high enough to qualify for a loan at a certain rate, submits an application, and then gets … [Read more...]
5 Reasons to Move to Clairemont, San Diego
While looking into different neighborhoods in San Diego, you might be thinking about Clairemont and wondering whether it is a good choice. Clairemont is in between Mission Valley, University City, Pacific Beach, and Kearney Mesa. It is situated close to the coast but is still pretty centralized. Benefits of Living in Clairemont What are … [Read more...]
5 Reasons to Move to Mission Valley, San Diego
If I were going to name the most convenient place to live in San Diego in terms of accessing what the entire metro region has to offer, it might just be Mission Valley. So if you are thinking about buying a home in Mission Valley, you are making a great choice! This neighborhood is within easy reach of just about everything you need. It is the … [Read more...]
Costa Verde Strip Mall Revitalization Project Approved
While Westfield UTC has a lot to offer the residents of University City and the surrounding neighborhoods, the Costa Verde strip mall across from it has long been languishing. Now, change is on the way. Members of the City Council gave unanimous approval on Tuesday to a revitalization project for the strip mall. Looking for a New Home in San … [Read more...]
How to Get a Home Loan: Guide for First-Time Home Buyers
When most first-timers anticipate owning a new home, they often get anxious. That is because the process of acquiring a home can be challenging and there are several requirements or tasks to complete. Most often, newbies make expensive mistakes that lead to rejected loan applications, or they get loans that are financially draining over … [Read more...]
What to Know About Paying Off Your Mortgage Early
Whether you are a first-time homebuyer in San Diego hoping to pay off your mortgage quickly or you are already a homeowner, there are a few important things you should know about prepaying your mortgage. Important Tips on Mortgage Payments Let’s go over some important facts now which may help you save money. It May or May Not Be The Most … [Read more...]
Tips for Safely Touring Homes for Sale During COVID-19
Even though the number of homes on the market has been restrained by coronavirus, demand for housing remains high. While some homebuyers may be able to delay purchasing, others are on a tight schedule and have no choice but to move forward. Plus, they may want to lock in today's low mortgage rates. If that describes you, you may be wondering … [Read more...]
2020 San Diego Housing Market Looks Healthier Than Real Estate Markets Elsewhere in CA
Have you seen the latest study from Zillow? The site writes, “A panel of more than 100 U.S. economists and real estate experts was asked to rate their 2020 expectations for home value growth compared to the nation in 25 large markets nationwide.” Going by the results, it looks like San Diego’s housing market is expected to fare better than those of … [Read more...]
Income Up? Now Is a Great Time to Purchase or Refinance in San Diego
Have you been earning more in recent times than you did in the past? If so, your good fortune reflects a regional trend as described by the US Department of Commerce’s Bureau of Economic Analysis (BEA). According to the data, between 2017 and 2019, there was a 5.7% increase in income per capita in the San Diego metro area. This can be compared with … [Read more...]
With Home Prices at a Low Year-Over-Year, Now is the Time to Harvest the Fruits of San Diego’s Real Estate Market
Heading into fall, we have great news for San Diego homebuyers. According to data from CoreLogic, the median price for homes in San Diego County has dropped. This is something which hasn’t happened in 7 years. Last year at this time, the median cost of a San Diego home was $584,500. This year, it is $584,000. Even though that drop is small, we … [Read more...]
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