Mortgage Lender Blog | Maureen Martin with HomePlus Mortgage

Why Move to University Heights, San Diego?

May 27, 2021 by Maureen Martin

If you are looking for a beautiful neighborhood to move to in San Diego with a convenient location, great amenities, and a walkable layout, University Heights is an excellent choice. What are some of the benefits of living in University Heights? Let’s take a look at a few key reasons why residents of this neighborhood love living … [Read more...]

Why Move to North Park, San Diego?

March 23, 2021 by Maureen Martin

If you want to live in a trendy neighborhood with a central location in San Diego, North Park awaits. This neighborhood is situated between Balboa Park, City Heights, Mid-City, Normal Heights, and Mission Valley. It is famous for its iconic North Park sign at University Avenue and 30th Street, and for its hip culture. Would you enjoy living in … [Read more...]

Why Credit Karma Scores Differ From FICO Scores

February 16, 2021 by Maureen Martin

Did you recently try to apply for a loan, only to be surprised when your credit score during the application process didn’t match the score you saw on Credit Karma? This is a common dilemma. A borrower believes based on Credit Karma that their score is high enough to qualify for a loan at a certain rate, submits an application, and then gets … [Read more...]

5 Reasons to Move to Clairemont, San Diego

January 19, 2021 by Maureen Martin

While looking into different neighborhoods in San Diego, you might be thinking about Clairemont and wondering whether it is a good choice. Clairemont is in between Mission Valley, University City, Pacific Beach, and Kearney Mesa. It is situated close to the coast but is still pretty centralized. Benefits of Living in Clairemont What are … [Read more...]

5 Reasons to Move to Mission Valley, San Diego

December 21, 2020 by Maureen Martin

If I were going to name the most convenient place to live in San Diego in terms of accessing what the entire metro region has to offer, it might just be Mission Valley. So if you are thinking about buying a home in Mission Valley, you are making a great choice! This neighborhood is within easy reach of just about everything you need. It is the … [Read more...]

Costa Verde Strip Mall Revitalization Project Approved

November 17, 2020 by Maureen Martin

While Westfield UTC has a lot to offer the residents of University City and the surrounding neighborhoods, the Costa Verde strip mall across from it has long been languishing. Now, change is on the way. Members of the City Council gave unanimous approval on Tuesday to a revitalization project for the strip mall. Looking for a New Home in San … [Read more...]

How to Get a Home Loan: Guide for First-Time Home Buyers

October 21, 2020 by Maureen Martin

When most first-timers anticipate owning a new home, they often get anxious. That is because the process of acquiring a home can be challenging and there are several requirements or tasks to complete. Most often, newbies make expensive mistakes that lead to rejected loan applications, or they get loans that are financially draining over … [Read more...]

What to Know About Paying Off Your Mortgage Early

July 31, 2020 by Maureen Martin

Whether you are a first-time homebuyer in San Diego hoping to pay off your mortgage quickly or you are already a homeowner, there are a few important things you should know about prepaying your mortgage. Important Tips on Mortgage Payments Let’s go over some important facts now which may help you save money. It May or May Not Be The Most … [Read more...]

Tips for Safely Touring Homes for Sale During COVID-19

May 29, 2020 by Maureen Martin

Even though the number of homes on the market has been restrained by coronavirus, demand for housing remains high. While some homebuyers may be able to delay purchasing, others are on a tight schedule and have no choice but to move forward. Plus, they may want to lock in today's low mortgage rates. If that describes you, you may be wondering … [Read more...]

Home Values Could Hit a Record High This Year

May 28, 2020 by Maureen Martin

While COVID-19 has suppressed quite a bit of economic activity across the board, there are indications that the housing market remains healthy. In fact, some analysts are predicting that home values could climb during 2020. Buying a Home in San Diego During Pandemic Even with coronavirus to deal with, the reality is that many homebuyers still … [Read more...]

Sam Button

23:11 27 Sep 23

I had the pleasure of working with Maureen for my first home purchase, and her service was stellar from start to finish! Things can be very daunting for a first time home buyer, and Maureen made sure to take the time to explain everything easily and effectively - she is a great communicator and she made the process much easier for me. I was previously working with a different lender and Maureen was able to match their fees and provide quite a bit lower interest rate for me! Definitely will be recommending her to friends/family in the future if they decide to purchase a home.

Edward Lepe

16:08 25 Aug 23

This review is long overdue but well deserved. Maureen came to the rescue when I purchased my home in April. I was working with a different lender that was referred to me by my realtor, after a few bad experiences and my gut telling me to get a second opinion, I called Maureen less than 3 weeks before closing. From the beginning, Maureen was genuine, professional, and kind, she let me know what she could and could not do, set the right expectations and made me feel at ease. She immediately got to work, I can tell she was genuine in her intent to help me...not only was she able to close in record time, but she saved me over 1% in my rate, lower closing cost and a lower monthly payment. All while closing in record time. Maureen is truly in a class above the rest, she's passionate about helping people, genuine, honest, professional and effective. Thank you Maureen!

Ron Steen

23:05 30 May 23

Spent 10 minutes on the phone with her and she helped me immensely. Without trying to push a sale or make a deal, she helped me answer questions and was truly trying to help me even though she had nothing to gain. I will recommend her to anyone that will listen. SHE IS AMAZING!!!

Yara Tercero

16:42 24 May 23

Maureen helped us close in record time even with repair negotiations. She was super on top of everything. Couldn’t have asked for a better experience with an always stressful process of buying a home. 1000% recommend Maureen. She sticks to her word and won’t promise anything she can’t deliver on.

Melanie Davis

10:39 19 May 23

If you are looking for a review to help you decide if you should use Maureen, this is it. She’s up front and “kept it real” with me. I had shopped around for the best rate for my refi and lenders quotes were all over the board and I couldn’t make sense of it. I called her to see what she could do and not only did she have expert knowledge of the market, she offered excellent advice on how to navigate it to my benefit. No one else did that. She was patient and explained how things worked so I understood what decisions I was making. I prefer to work with someone who will tell me like it is instead of what they think I want to hear. I saw first hand how some brokers don’t care, you’re just another client to them. But she advocated for me as if she were me and that is invaluable and rare. I can’t thank her enough for her insight, experience and support during the process. I’m so glad I called her.

Jerome Farnan

18:06 17 May 23

Maureen is more than a mortgage broker, she's a helpful person who really wants to do what she can to make the process go smoothly. She is super knowledgeable about the mortgage business, real estate, financial trends and seemingly everything that is remotely related to mortgages. This made me very comfortable with the process and helped us greatly to coordinate the escrow people and the real estate people, and all the documents and information needed. If you get in touch with Maureen, she will start helping you before you even know what you need.

Christian Thorn

18:29 11 May 23

An amazing person to work with. Plans ahead for any hiccups in the process and is very organized. Definitely recommend her to anyone looking to purchase or refi a home!

Cam Tran

18:22 11 May 23

We've bought 4 homes so far and Maureen has been the BEST lender we've worked with! She has outstanding communication and you can tell she is dedicated to her work. She was prompt, easily accessible and always willing to answer any questions we had. She was also ready to fund us for an earlier closing! If you're looking for a lender, SHE'S THE ONE!!

Emily Mitchell

18:23 27 Apr 23

My experience working with Maureen starts off with a story of a lifetime. I am cofounder and president of a local nonprofit animal sanctuary, and towards the start of 2023 I found myself in one of the most challenging situations of my life. My husband and I had made the difficult decision to separate, and if the animals and I were going to stay at the property in Ramona, CA I would need to qualify for my own loan and refinance the house.This is where Maureen comes in. From the beginning, I knew I was in good hands. I had diligently searched for a good lender who could give me a good rate that would allow me to afford the house, and Maureen beat the competition. Not only that, but she was pivotal in pursuing an opportunity to lock-in on a good rate one evening when rates had momentarily dropped (rates went back up the very next day, so I was very lucky to have had a responsive and determined lender like Maureen!). Maureen never rushed me, encouraged me to do whatever was best for my unique situation, and was extremely patient with all of my questions. Perhaps above all, Maureen was kind, thorough, and a great listener throughout the entire process. I don’t think I’ll ever forget the phone call with her while I was driving one of our sheep home from the vet, midway through the process of securing my loan. I felt a little embarrassed that I had to speak loudly over a very opinionated sheep in the car, but that didn’t seem to phase Maureen. It only fueled her desire to help.Committing to a new loan is a big deal and can be stressful, especially with the future forever home of an animal sanctuary at stake. I’m beyond thrilled and relieved to report that my loan officially funded yesterday, and I could not have had a better lender on my side. 10/10 recommend Maureen for your future loan needs. She might just rescue you (and your animals)!

Rosie Zuno

15:32 27 Apr 23

If we could give more stars we would! We have had the pleasure of working with Maureen Martin multiple times in the past 10 years, not only for personal transactions, but we also refer her to our clients and close family because she is simply amazing. She is a true professional, her work ethic is outstanding and we could not be happier to work with her and her team. As a Professional Realtor myself, I can say that Maureen Martin is the best in the industry, I have worked with may Lenders, none like Maureen and the team she has built. When working with her as my lender, I know the transaction will go smooth because she is on top of her game, and her team is as efficient as her. Thank you Maureen for always being there to help us with personal transactions and also my clients, we really appreciate you!!! We look forward to working with you again soon 🙂

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