Mortgage Refinance in San Diego

In addition to new FHA mortgage loans and VA loans, Maureen Martin with HomePlus Mortgage can help you with mortgage refinance in San Diego.

Maybe you originally financed your home with an adjustable rate mortgage, and over time, the cost of your mortgage has skyrocketed. Or perhaps you chose a fixed rate mortgage, but market rates have gone down in the years since you first financed. Either way, this might be the perfect time to think about refinancing your mortgage so that you can lower your interest rate.

If you are in search of competitive San Diego mortgage refinance rates, Maureen Martin is the direct lender you are looking for. Maureen can work with you to refinance your mortgage so that you can enjoy a lower interest rate and favorable terms which suit your needs.

By working closely with you, Maureen will help to create a plan for refinancing your home loan that meets your individual needs—whether you need just a bit of flexibility on monthly payments, or a solution that will allow you to complete those home renovations you’ve been putting off for too long.


In the video below Maureen shares some of the basics of deciding whether to refinance an existing home loan.

Benefits of Mortgage Refinance in San Diego

Lower the interest rate you are paying. This is the main benefit of mortgage refinancing. Maureen Martin can help you lock in a more suitable interest rate, which allows you to save money every month.

Change the format of your mortgage if you prefer to switch. Have an adjustable rate mortgage (ARM), but prefer a fixed rate mortgage (FRM)? Maureen can help you change your ARM over to an FRM through a San Diego mortgage refinance.

Adjust the term of your loan. If you need to increase or decrease the term of your loan, a mortgage refinance can help you do that.

Make other changes to your loan terms. If you signed a loan with unfavorable terms (perhaps because at the time your credit rating was low, for example), you may be able to use a mortgage refinance to switch over to more favorable terms today.

Consolidate. Another way that mortgage refinancing can save you money is if you have more than one mortgage and you consolidate them. That can reduce your overall interest while simplifying your finances.

Remove your PMI. If PMI was a requirement with your original loan, refinancing into a conventional loan now may allow you to remove it.

Get In Touch With Maureen Martin Today for San Diego Mortgage Refinancing

Imagine if you could start paying a lower interest rate for your mortgage—or if you could change the terms of your loan so that your entire mortgage experience is a better one. With Maureen Martin and HomePlus Mortgage, it can happen. That’s why our tagline is, “It’s not just a loan … it’s an experience.”

Refinance rates are always changing, so we encourage you to contact us directly to obtain the current San Diego refinance rates. Submit an application today to get the process started, and find out how easy it is to refinance your mortgage at a lower rate and save money. Give us a call at (619) 375-3646, and Maureen will set up your consultation for mortgage refinance in San Diego!

See What Our Clients Are Saying About Us!

Blair Tirado
Blair Tirado
08:30 01 May 24
As a first time homebuyer I was very overwhelmed with the process but Maureen made the entire process so seamless. If I ever had a question she would make time to call or text until I was comfortable moving forward. Regardless wether it’s your first time or you’ve bought 100 homes you would do yourself a favor having Maureen Martin on your side.
April Wahlin
April Wahlin
17:33 22 Mar 24
Maureen Martin was incredibly helpful in guiding us in the right direction with our loan options. She was upfront about all expenses and presented us with various options, making the process smooth and transparent. Her expertise and dedication truly made a difference in our journey. Highly recommend Maureen for anyone seeking a knowledgeable and trustworthy mortgage broker in San Diego!
Andrew Kim
Andrew Kim
17:42 30 Jan 24
Tl;dr - All the other reviews are legit. Maureen is the best!I'm a few months late writing this review and still writing one because Maureen definitely deserves ALL the 5 star reviews.I came to Maureen after working with another mortgage broker. After being told some strange things and being told the home we wanted would be complicated, I had a gut feeling I should fact check my original broker and called Maureen just to get another lender's opinion. She confirmed that the things I was told just weren't adding up and took the time to go over some things with me, even though I was already working with someone else!! Anyone else might see me as a waste of time because I was already with another broker! Well, after talking with her, I knew I had to transfer to her and sign the papers with Maureen to work with her. She just immediately gave me the confidence I needed as a first time home buyer. Trust me, and she'll tell you herself, when she needs answers from others (getting answers was a timely and annoying thing for me prior to Maureen), she will get what she needs to get things done. And she'll get them QUICK and update you immediately. GREAT communication.She even helped me get a lower rate and told me the rates I was getting quoted before were much higher than they should have been. A month later, I became a homeowner and Maureen and her team has made the whole home buying process easier than buying a car!Overall, Maureen has been a delight and VERY communicative. You won't be left in the dark with Maureen and you can be confident she'll guide you through the whole process with your best interest.
Edgar V
Edgar V
18:28 27 Jan 24
Maureen was outstanding! She made the process easy and very smooth and was always willing to help. It would shock me that I would send her a message at weird times of the day and she was always great about responding in a promptly manner. She went above and beyond and for that I am thankful. I couldn’t have had a better experience on purchasing my first property without her :)
Sam Button
Sam Button
23:11 27 Sep 23
I had the pleasure of working with Maureen for my first home purchase, and her service was stellar from start to finish! Things can be very daunting for a first time home buyer, and Maureen made sure to take the time to explain everything easily and effectively - she is a great communicator and she made the process much easier for me. I was previously working with a different lender and Maureen was able to match their fees and provide quite a bit lower interest rate for me! Definitely will be recommending her to friends/family in the future if they decide to purchase a home.
Edward Lepe
Edward Lepe
16:08 25 Aug 23
This review is long overdue but well deserved. Maureen came to the rescue when I purchased my home in April. I was working with a different lender that was referred to me by my realtor, after a few bad experiences and my gut telling me to get a second opinion, I called Maureen less than 3 weeks before closing. From the beginning, Maureen was genuine, professional, and kind, she let me know what she could and could not do, set the right expectations and made me feel at ease. She immediately got to work, I can tell she was genuine in her intent to help me...not only was she able to close in record time, but she saved me over 1% in my rate, lower closing cost and a lower monthly payment. All while closing in record time. Maureen is truly in a class above the rest, she's passionate about helping people, genuine, honest, professional and effective. Thank you Maureen!
Ron Steen
Ron Steen
23:05 30 May 23
Spent 10 minutes on the phone with her and she helped me immensely. Without trying to push a sale or make a deal, she helped me answer questions and was truly trying to help me even though she had nothing to gain. I will recommend her to anyone that will listen. SHE IS AMAZING!!!
Yara Tercero
Yara Tercero
16:42 24 May 23
Maureen helped us close in record time even with repair negotiations. She was super on top of everything. Couldn’t have asked for a better experience with an always stressful process of buying a home. 1000% recommend Maureen. She sticks to her word and won’t promise anything she can’t deliver on.
Melanie Davis
Melanie Davis
10:39 19 May 23
If you are looking for a review to help you decide if you should use Maureen, this is it. She’s up front and “kept it real” with me. I had shopped around for the best rate for my refi and lenders quotes were all over the board and I couldn’t make sense of it. I called her to see what she could do and not only did she have expert knowledge of the market, she offered excellent advice on how to navigate it to my benefit. No one else did that. She was patient and explained how things worked so I understood what decisions I was making. I prefer to work with someone who will tell me like it is instead of what they think I want to hear. I saw first hand how some brokers don’t care, you’re just another client to them. But she advocated for me as if she were me and that is invaluable and rare. I can’t thank her enough for her insight, experience and support during the process. I’m so glad I called her.
Jerome Farnan
Jerome Farnan
18:06 17 May 23
Maureen is more than a mortgage broker, she's a helpful person who really wants to do what she can to make the process go smoothly. She is super knowledgeable about the mortgage business, real estate, financial trends and seemingly everything that is remotely related to mortgages. This made me very comfortable with the process and helped us greatly to coordinate the escrow people and the real estate people, and all the documents and information needed. If you get in touch with Maureen, she will start helping you before you even know what you need.
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