FHA loans are among the most versatile and accessible lending options for San Diego borrowers. Many homebuyers and homeowners still believe certain myths about FHA loans, however. In this post, I am going to dispel some of those misconceptions so you better understand what an FHA loan can do for you. Here is what you may not know about FHA … [Read more...]
Popular Home Styles in San Diego: Modern
While shopping for your dream home in San Diego, you will probably notice some houses that feature clean modern lines, but which also invoke a sense of nostalgia. These are homes built in the modern architectural style. This post will explain exactly what defines this style and why you might want to think about moving into a modern … [Read more...]
FHA MIP and Some VA Funding Fees Reduced
Here is great news for anyone looking to apply for a VA or FHA mortgage: the Federal Housing Administration (FHA) has reduced annual mortgage insurance premiums (MIP), and certain VA mortgage funding fees have also been reduced. Homeowners Can Save With Lower FHA MIP Beginning on March 20th, 2023, the FHA monthly mortgage insurance premium … [Read more...]
5 Things You Don’t Know About Conventional Mortgages
Some homebuyers believe that conventional mortgages are the only type of home loan. Still others overlook them entirely because they think they will not qualify. Regardless, there are a lot of myths about conventional mortgages that quite a few borrowers still believe. Let’s dispel a few of those now by going over a few things you may not know … [Read more...]
Questions to Ask Before Applying for a Reverse Mortgage
If you are thinking about getting a reverse mortgage, there are some important questions you should ask yourself first. These questions will help you assess whether a reverse mortgage will fit your needs and help you achieve your goals during your senior years. Before Applying For a Reverse Mortgage, You Should Consider These … [Read more...]
Popular Home Styles in San Diego: Ranch
As you browse San Diego real estate listings, one style of home you may see time and again is the low-profile ranch home. What exactly is a ranch house, and is it the right type of home for you? In this post, we will explore this popular architectural style for San Diego homes in detail. History of the Ranch House Ranch houses are also … [Read more...]
Popular Home Styles in San Diego: American Craftsman
While you are shopping for your next home in the San Diego area, you will no doubt see many lovely American Craftsman style homes on the market. What is the American Craftsman style, and is it the right choice for you? In this post, we are going to explore the characteristics that define this architectural style and its benefits. The American … [Read more...]
What is a Certificate of Eligibility (COE)?
When you apply for a VA mortgage in San Diego, you will need to submit a document called a “Certificate of Eligibility,” or “COE” for short. But what is a COE, and how do you get it? Your COE is a document that proves you qualify for a VA mortgage based on your service. The exact document that meets this need depends on your status: Know More … [Read more...]
Learn More About The California Dream For All Program with Maureen Martin on CBS 8
For prospective homebuyers in San Diego, one of the prime obstacles toward homeownership is often making the down payment. A program that could help more homebuyers in San Diego and throughout the state to get around this obstacle is the California Dream for All Program. California Senate President Pro Tempore Toni Atkins (D-San Diego) … [Read more...]
Popular Home Styles in San Diego: Victorian Homes
San Diego is home to some famous Victorian landmarks, notably the Hotel Del Coronado and the Britt Scripps Inn. Did you know that San Diego neighborhoods like Golden Hill and South Park feature lovely private Victorian residences? While you are searching for a home in the San Diego area, perhaps you will be lucky enough to find one of these … [Read more...]
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