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With Mortgage Rates Holding Steady and Demand for Housing Growing, Now is the Time to Buy

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If you have been thinking about buying a home in San Diego, this may be an ideal time to move on a property. According to the World Property Journal, Freddie Mac has published data in its Primary Mortgage Market Survey reporting that mortgage rates have held steady during early July. The article quotes Freddie Mac's chief economist, Sam Khater, … [Read more...]

First Time Homebuyer Problems and Solutions

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Shopping for your first home in San Diego? As excited as you may be, there may be many obstacles you perceive to be standing in your way. But it is common for first-time homebuyers to overestimate these challenges. You may be surprised by how many solutions already exist to help you qualify for your first home loan. Let's go over some common … [Read more...]

Tips for Affording Your Down Payment as a First Time Homebuyer in San Diego

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For many borrowers looking to purchase their first home, one of the biggest obstacles can be making the required down payment. You may however be surprised by how affordable your down payment could be. The following suggestions will help you to buy a home now without digging too deep into your savings. 1. Choose a loan type with a low-down … [Read more...]

Should You Choose the FHA Loan Program or the Conventional 97% LTV Program?

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Did you know that through Fannie Mae, it is possible to get a conventional mortgage with a down payment of only 3%? This is known as the 97% LTV program.   In order to get a lower down payment, many homebuyers (first-time homebuyers in particular) turn to the FHA loan program. This program is popular for a variety of reasons, not the least … [Read more...]

Reverse Mortgage FAQ’s

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If you have been struggling financially, or you simply have goals you do not have the financial resources to achieve during retirement, you may have heard it suggested that you should take out a reverse mortgage. While many homeowners are familiar with reverse mortgages, there are quite a few senior citizens who do not know what they are or what … [Read more...]

Try Our New Mortgage Calculator in San Diego

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“How much home can I afford?” “How long will it take me to pay off my loan?” “How much money could I save with this type of mortgage?” “What is the total cost of buying a home?” I get a lot of questions like these daily from clients looking to buy a home in San Diego. And you know what? These are all smart questions to ask. Whether you’re a new … [Read more...]

6 Tips for Protecting Yourself from EFT and Wire Transfer Fraud in Real Estate Transactions

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These days, you hear a lot about identity theft, electronic funds transfer fraud, and other cyber scams which cost consumers money. The real estate world is not immune to these threats, and consumers who are under-informed leave themselves vulnerable to fraudsters. While it is important to learn about these scams, you do not need to panic. … [Read more...]

Great News for San Diego Home buyers – The Conforming Loan Limits for 2019 Have Been Raised!

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Planning on buying or refinancing a home in 2019? You couldn’t have picked a better time for it! We’ve got some fabulous news to welcome in the New Year, and that is that conforming loan limits have taken a jump! Straight from the Federal Housing Finance Agency, the baseline limit for Fannie Mae and Freddie Mac has increased from $453,100 in … [Read more...]

How Can You Close Quickly on a San Diego Mortgage?

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In our competitive local real estate market, homes can sell fast. If you want to keep pace as a buyer, you need to shop for a San Diego mortgage with a quick turn time. While aspects of the process are out of your hands, there are a few things you can do to try and speed things along. 1. Know your own scheduling needs. For some customers, … [Read more...]

FHA Loans in San Diego: Not Just for First-Time Homebuyers

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“I’m not a first-time homebuyer. Why would I apply for an FHA loan?” This is a common question directed at FHA loan lenders in San Diego. It points toward a common misunderstanding about FHA loans. FHA loans are so readily associated with first-time home buyers that is frequently assumed that those are the only purchasers who qualify. This is an … [Read more...]

Testimonials

See What Our Clients Are Saying About Us!

Maureen Martin
Maureen Martin
5.0
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Katie Jones
Katie Jones
22:44 26 Jun 19
I can't say enough about Maureen and her team! She is so amazing and wonderful to work with. We were in the process of buying a home while our daughter had surgery and Maureen was incredible through the entire process. She helped us know what we could afford and made herself available to answer any questions we had. She provided personalized pre-approval letters for every offer! She also goes above and beyond by calling listing agents to assure them your loan will go through! We bought with a VA loan and her understanding of the VA loan was so helpful! Maureen took care of us and helped us get our new Home! She is amazing!read more
Mary DeLisio
Mary DeLisio
05:18 30 May 19
I found Maureen on google while searching for brokers in the San Diego area. I loved her bio and something told me she was the perfect broker for my boyfriend. I encouraged him to call her but was a bit sacred and nervous being a first time buyer. He thought he wouldn’t qualify but Maureen made him feel so comfortable and walked him throughout the whole process. Needless to say he was approved and in less than a month and a half he received his keys and closed on his first home. I can’t say enough how awesome Maureen was and so professional. She is so detailed and knows her business well. Next home will definitely be calling her again. Thank you Maureen for making our dream come true! Rodrigo & Maryread more
TERRANCE RUSNAK
TERRANCE RUSNAK
21:05 17 May 19
We were introduced to Maureen when we moved last year. We were about to close escrow on the house we sold, and needed to expedite escrow and get a mortgage for the house we had just bought. She took charge of the situation and made it happen quickly and efficiently. She was extremely knowledgeable, highly professional and above all motivated to facilitate our needs. Friendly, very proficient and easy to talk to, she made the process understandable and effortless at a time when moving issues had our complete attention and were our highest priority. When interest rates recently dropped, we again turned to Maureen to refinance and she did not disappoint, doing her thing and looking out for our best interests. We had gone through the refinancing process several times in the past with others whom we trusted and felt good about. Our recent experiences with Maureen allowed us to reach an obvious conclusion - she's the best! Highly recommended!!!read more
Michelle Edmonds
Michelle Edmonds
23:47 14 May 19
5 stars all the way!! Working with Maureen has been amazing, She’s professional and incredibly responsive and does a fantastic job of explaining all of the ins and outs of mortgage financing options. My home buying process has been very lengthy, with several offers that have fallen through (in no part due to the mortgage terms) but Maureen has stuck with me through thick and thin. I trust her completely and highly recommend her services.read more
Brian Dinh
Brian Dinh
23:33 14 May 19
I’ve used Maureen for a few of my properties over the years and she’s been nothing but amazing and refreshing to work with.... she’s available when you need her and she’s professional and extremely competent and knowledgeable. You can’t go wrong and I’ve had a few other friends go through her and love her as well. Nothing like word of mouth! Thanks Maureen you’re the best.read more
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Top Rated Mortgage Broker In San Diego

Maureen Martin is located on 2878 Camino del Rio S, San Diego. From San Diego International Airport (SAN) head east on N Harbor Dr toward McCain Rd and use the left 3 lanes to turn left onto W Grape St. Then use the right lane to take the Interstate 5 S ramp and use the right lane to merge onto I-5 S. Next, use the right 2 lanes to take exit 16 to merge onto CA-163 N toward Escondido and use the right 2 lanes to take exit 3A to merge onto I-8 E toward El Centro. Finally, take exit 6A for Texas St and continue onto Texas St. Turn left onto Camino del Rio S and Maureen Martin will be on your left.

We are open Monday - Friday 8:00am-6:00pm | Weekends by appointment.

For additional questions you can call us at (619) 857-7191 or you can find us on Yelp and Zillow.

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