Did you know that through Fannie Mae, it is possible to get a conventional mortgage with a down payment of only 3%? This is known as the 97% LTV program. In order to get a lower down payment, many homebuyers (first-time homebuyers in particular) turn to the FHA loan program. This program is popular for a variety of reasons, not the least … [Read more...]
Reverse Mortgage FAQ’s
If you have been struggling financially, or you simply have goals you do not have the financial resources to achieve during retirement, you may have heard it suggested that you should take out a reverse mortgage. While many homeowners are familiar with reverse mortgages, there are quite a few senior citizens who do not know what they are or what … [Read more...]
Try Our New Mortgage Calculator in San Diego
“How much home can I afford?” “How long will it take me to pay off my loan?” “How much money could I save with this type of mortgage?” “What is the total cost of buying a home?” I get a lot of questions like these daily from clients looking to buy a home in San Diego. And you know what? These are all smart questions to ask. Whether you’re a new … [Read more...]
6 Tips for Protecting Yourself from EFT and Wire Transfer Fraud in Real Estate Transactions
These days, you hear a lot about identity theft, electronic funds transfer fraud, and other cyber scams which cost consumers money. The real estate world is not immune to these threats, and consumers who are under-informed leave themselves vulnerable to fraudsters. While it is important to learn about these scams, you do not need to panic. … [Read more...]
Great News for San Diego Home buyers – The Conforming Loan Limits for 2019 Have Been Raised!
Planning on buying or refinancing a home in 2019? You couldn’t have picked a better time for it! We’ve got some fabulous news to welcome in the New Year, and that is that conforming loan limits have taken a jump! Straight from the Federal Housing Finance Agency, the baseline limit for Fannie Mae and Freddie Mac has increased from $453,100 in … [Read more...]
How Can You Close Quickly on a San Diego Mortgage?
In our competitive local real estate market, homes can sell fast. If you want to keep pace as a buyer, you need to shop for a San Diego mortgage with a quick turn time. While aspects of the process are out of your hands, there are a few things you can do to try and speed things along. 1. Know your own scheduling needs. For some customers, … [Read more...]
FHA Loans in San Diego: Not Just for First-Time Homebuyers
“I’m not a first-time homebuyer. Why would I apply for an FHA loan?” This is a common question directed at FHA loan lenders in San Diego. It points toward a common misunderstanding about FHA loans. FHA loans are so readily associated with first-time home buyers that is frequently assumed that those are the only purchasers who qualify. This is an … [Read more...]
A New Shopping and Entertainment Center Is Coming to Westfield UTC
Great news for those who live in or near University City—the vacant Sears located at Westfield UTC is soon to be replaced not by another department store, but by a large shopping and entertainment complex named “The Collection.” The Collection will occupy a total of 226,000 square feet, and is being developed by Seritage Growth Properties and … [Read more...]
More Homes Are Being Constructed in San Diego
Good news for homebuyers—even amid the housing crisis affecting the entire west coast, new homes are being built at an increasing rate in San Diego County. The data from the Real Estate Research Council of Southern California is in for the first half of this year. In all, the council reports that 6,953 residential permits were issued across this … [Read more...]
San Diego Home Sales Dropped in June
According to June data just released by analytic firm CoreLogic, home sales in San Diego hit a four-year low with just 3,927 sales totals. Nonetheless, factors which generally push home sales remained solid. Wages have gone up, unemployment has remained low, and jobs have been added to the economy. So, what do the low sales for the county mean, … [Read more...]
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