These days, you hear a lot about identity theft, electronic funds transfer fraud, and other cyber scams which cost consumers money. The real estate world is not immune to these threats, and consumers who are under-informed leave themselves vulnerable to fraudsters. While it is important to learn about these scams, you do not need to panic. … [Read more...]
Great News for San Diego Home buyers – The Conforming Loan Limits for 2019 Have Been Raised!
Planning on buying or refinancing a home in 2019? You couldn’t have picked a better time for it! We’ve got some fabulous news to welcome in the New Year, and that is that conforming loan limits have taken a jump! Straight from the Federal Housing Finance Agency, the baseline limit for Fannie Mae and Freddie Mac has increased from $453,100 in … [Read more...]
How Can You Close Quickly on a San Diego Mortgage?
In our competitive local real estate market, homes can sell fast. If you want to keep pace as a buyer, you need to shop for a San Diego mortgage with a quick turn time. While aspects of the process are out of your hands, there are a few things you can do to try and speed things along. 1. Know your own scheduling needs. For some customers, … [Read more...]
FHA Loans in San Diego: Not Just for First-Time Homebuyers
“I’m not a first-time homebuyer. Why would I apply for an FHA loan?” This is a common question directed at FHA loan lenders in San Diego. It points toward a common misunderstanding about FHA loans. FHA loans are so readily associated with first-time home buyers that is frequently assumed that those are the only purchasers who qualify. This is an … [Read more...]
A New Shopping and Entertainment Center Is Coming to Westfield UTC
Great news for those who live in or near University City—the vacant Sears located at Westfield UTC is soon to be replaced not by another department store, but by a large shopping and entertainment complex named “The Collection.” The Collection will occupy a total of 226,000 square feet, and is being developed by Seritage Growth Properties and … [Read more...]
More Homes Are Being Constructed in San Diego
Good news for homebuyers—even amid the housing crisis affecting the entire west coast, new homes are being built at an increasing rate in San Diego County. The data from the Real Estate Research Council of Southern California is in for the first half of this year. In all, the council reports that 6,953 residential permits were issued across this … [Read more...]
San Diego Home Sales Dropped in June
According to June data just released by analytic firm CoreLogic, home sales in San Diego hit a four-year low with just 3,927 sales totals. Nonetheless, factors which generally push home sales remained solid. Wages have gone up, unemployment has remained low, and jobs have been added to the economy. So, what do the low sales for the county mean, … [Read more...]
San Diego Home Prices Are Still on the Rise
The latest S&P CoreLogic Case-Shiller Index reveals that from April 2017 to April 2018, home prices throughout San Diego County increased an average of 7.8%. This is great news both for sellers and for buyers looking to invest. In all, the Index included data for 20 cities. Housing prices are increasing across the country, with the average … [Read more...]
Listen to Maureen Martin on Common Sense with Eran Sinai
If you follow along with Maureen Martin’s blog here at HomePlus Mortgage, you know that we have a seller’s market in San Diego right now. With construction slowing down, unemployment figures low, and high demand for affordable housing, sellers are able to command steep prices. While this puts sellers in a great position, it can be a complicated … [Read more...]
5 Steps to Quickly Make Your New House Feel Like Home
It always takes a while for a new house to feel like home after moving in. It’s empty, impersonal and cluttered with moving boxes. You have to get used to a new layout and a new view outside your window. But, with some simple planning and designing, your new space can feel more like the familiar and comforting place you want to come home to … [Read more...]
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