Did you know that mortgage rates have been low for the past six months? You may recall last month’s post when I shared data that those low rates held steady through July. Now, I have really fantastic news for August—and that is that rates have dropped even further, making this the perfect time to get a refinance. The World Property Journal has … [Read more...]
With Mortgage Rates Holding Steady and Demand for Housing Growing, Now is the Time to Buy
If you have been thinking about buying a home in San Diego, this may be an ideal time to move on a property. According to the World Property Journal, Freddie Mac has published data in its Primary Mortgage Market Survey reporting that mortgage rates have held steady during early July. The article quotes Freddie Mac's chief economist, Sam Khater, … [Read more...]
First Time Homebuyer Problems and Solutions
Shopping for your first home in San Diego? As excited as you may be, there may be many obstacles you perceive to be standing in your way. But it is common for first-time homebuyers to overestimate these challenges. You may be surprised by how many solutions already exist to help you qualify for your first home loan. Let's go over some common … [Read more...]
Test
test … [Read more...]
Tips for Affording Your Down Payment as a First Time Homebuyer in San Diego
For many borrowers looking to purchase their first home, one of the biggest obstacles can be making the required down payment. You may however be surprised by how affordable your down payment could be. The following suggestions will help you to buy a home now without digging too deep into your savings. 1. Choose a loan type with a low-down … [Read more...]
Should You Choose the FHA Loan Program or the Conventional 97% LTV Program?
Did you know that through Fannie Mae, it is possible to get a conventional mortgage with a down payment of only 3%? This is known as the 97% LTV program. In order to get a lower down payment, many homebuyers (first-time homebuyers in particular) turn to the FHA loan program. This program is popular for a variety of reasons, not the least … [Read more...]
Reverse Mortgage FAQ’s
If you have been struggling financially, or you simply have goals you do not have the financial resources to achieve during retirement, you may have heard it suggested that you should take out a reverse mortgage. While many homeowners are familiar with reverse mortgages, there are quite a few senior citizens who do not know what they are or what … [Read more...]
Try Our New Mortgage Calculator in San Diego
“How much home can I afford?” “How long will it take me to pay off my loan?” “How much money could I save with this type of mortgage?” “What is the total cost of buying a home?” I get a lot of questions like these daily from clients looking to buy a home in San Diego. And you know what? These are all smart questions to ask. Whether you’re a new … [Read more...]
6 Tips for Protecting Yourself from EFT and Wire Transfer Fraud in Real Estate Transactions
These days, you hear a lot about identity theft, electronic funds transfer fraud, and other cyber scams which cost consumers money. The real estate world is not immune to these threats, and consumers who are under-informed leave themselves vulnerable to fraudsters. While it is important to learn about these scams, you do not need to panic. … [Read more...]
Great News for San Diego Home buyers – The Conforming Loan Limits for 2019 Have Been Raised!
Planning on buying or refinancing a home in 2019? You couldn’t have picked a better time for it! We’ve got some fabulous news to welcome in the New Year, and that is that conforming loan limits have taken a jump! Straight from the Federal Housing Finance Agency, the baseline limit for Fannie Mae and Freddie Mac has increased from $453,100 in … [Read more...]
- 1
- 2
- 3
- …
- 21
- Next Page »
