If you are looking to purchase a home in San Diego, you could not have chosen a more beautiful city to settle down in. Whether you are here for just a few years for a job or you have decided to make San Diego your permanent home, you are going to love every minute you spend here.
Maureen Martin with JMJ Financial is a direct mortgage lender who can provide you with some of the most competitive rates and terms in the area for your home purchase loan.
Maureen Martin Can Help You with the Following Types of San Diego Home Purchase Loans:
Conventional loans
Many home buyers in San Diego are shopping for conventional loans—those which conform to the limits set by Fannie Mae and Freddie Mac. Because JMJ Financial is a direct mortgage lender, our conventional loans have excellent terms and rates.
FHA loans
FHA loans are designed for San Diego first time home buyers. With an FHA loan, you can qualify for a low-down payment of 3.5%. FHA loans also have many other fantastic benefits. You may qualify even if you do not have perfect credit.
VA loans
For veterans, service members, and surviving spouses, VA loans make it possible to buy property in San Diego with no down payment. Maureen Martin can help you find out if you qualify for a VA loan.
Reverse mortgages
With a San Diego reverse mortgage, you have the option to pull equity from your home in the form of usable cash. With a reverse mortgage, you are free to spend the money any way you need, so you can use a reverse mortgage to make renovations or additions to your home, pay off bills, or simply improve your overall standard of living. It is up to you.
Jumbo loans
For homes with values exceeding the limits for conforming loans, San Diego jumbo loans are available. The application process for a jumbo loan is traditionally more rigorous than the process to qualify for a conventional loan, but with JMJ Financial on your side, you can complete the process quickly and move into your San Diego home right away.
Contact Maureen Martin with JMJ Financial Today to Purchase a Home in San Diego
Whatever type of home you would like to purchase, and whatever your qualifications, Maureen can offer you a loan which will fit your needs. Your new home is waiting for you!
Ready to move into your new home in San Diego?
Give Maureen Martin a call now to set up your consultation.