Home Purchase

If you are looking to purchase a home, you could not have chosen a more beautiful state to settle down in. Whether you are here for just a few years for a job or you have decided to make your permanent home, you are going to love every minute you spend here.

Maureen Martin with HomePlus Mortgage is a mortgage loan officer who can provide you with some of the most competitive rates and terms in the area for your home purchase loan.

In California’s competitive housing market, you may be up against tight timelines. With Maureen’s extensive purchase money experience, she can move the mortgage process forward quickly so you can close your purchase on time.

Maureen Martin Can Help You with the Following Types of Home Purchase Loans:


Conventional loans

Many home buyers are shopping for conventional loans—those which conform to the limits set by Fannie Mae and Freddie Mac. Because Maureen is a mortgage loan officer, our conventional loans have excellent terms and rates.

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FHA loans

FHA loans are designed for first time home buyers. With an FHA loan, you can qualify for a low-down payment of 3.5%. FHA loans also have many other fantastic benefits. You may qualify even if you do not have perfect credit.

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VA loans

For veterans, service members, and surviving spouses, VA loans make it possible to buy property with no down payment. Maureen Martin can help you find out if you qualify for a VA loan.

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Jumbo loans

Many homes can only be purchased with jumbo loans—mortgages which do not conform to the limits set by Fannie Mae and Freddie Mac. Shopping for affordable jumbo home loans on your own is a challenge, but we can offer you excellent programs for these particular products!

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Alt Doc Loans

An alt doc loan is exactly what it sounds like: a way for you to apply quickly and easily for a mortgage without providing extensive documentation. Alt doc loans are also called “alt doc loans” or “bank statement loans,” because when you apply for one, you use bank statements to verify your income instead of a traditional W-2 form.

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Hard Money

Hard money loans are nonconforming loans, unlike the type of loans from conventional bank financing. They are funded by private individuals like us, and requirements vary from lender to lender.

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Finding Out if You Prequalify is Easy

Contact Maureen Martin Today at (619) 857-7191 or click the button below to fill out a contact form.

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