Taking the Mystery Out of Credit ‘Credit scores’ play an important role in today’s lending environment, yet how they are applied is often a “mystery” to the consumer. With access to a variety of new resources, consumers are now empowered to learn about and manage their personal credit and protect their credit identity from fraud and theft. What is … [Read more...]
Homepath Financing 101
http://www.youtube.com/watch?v=1ZEJ1GIIE7U Homepath financing is not only available to buyers but it's an amazing product that FannieMae offers on some of their bank owned foreclosures. Key points, 3% down, no appraisal, no monthly mortgage insurance, up to 6% seller concessions towards closing costs, 10% down for investors, honestly...it's … [Read more...]
Basics of a Short Sale
Short Sales: The Basics A short sale is when a home is sold for less than the amount owed on the mortgage for the home. This occurs when the bank agrees to take less than the full amount due on the mortgage. A seller does not have to be behind on a home loan to seek a short sale. If sellers wish to pursue a short sale, they must owe more than … [Read more...]
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