Many home loan programs have been specifically created for first time home buyers. These loans feature low down payments and approval guidelines that make it easier to qualify. Some of the more popular first time homebuyer programs are FHA and VA. FHA is a loan that comes from the Federal Housing Administration. These loans are insured loans made … [Read more...]
Low Credit Homeloans San Diego
I’ve been in lending for the past 15 years and have seen a lot of different tolerance levels for credit scores. Back in the late 1990’s/early 2000’s, a 720 credit score was all you need to be at the top tier for some of the progressive loan products. However, since the death of subprime lending, FHA has now taken over as an alternative source of … [Read more...]
Maximum Conventional Loan San Diego
The maximum conventional loan varies from county to county. San Diego County has a temporary limit for FHA and a permanent one for conventional. The permanent one for conventional financing is $546,250. The temporary one for FHA is $697,500. Now, just because they say that it’s temporary vs. permanent doesn’t mean that it’s not subject to … [Read more...]
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