If you have recently been assigned to San Diego as a Permanent Change of Station, you will be here for several years. Military members’ Permanent Changes of Station typically last around 3 years, but may range anywhere from 2-4 years. When you are considering buying a home, it is important to account for the length of time you expect to be … [Read more...]
What are Your Options for Military Housing?
If your military move has brought you to San Diego, you have a number of different housing options available on- and off-base. Let’s go over some basic information about each so you can figure out what may be right for you. On-Base Living Options Your first option is to live on base. You can either move into government-owned housing, or … [Read more...]
Should You Buy a Home as an Active Duty Military Member?
If you are moving to San Diego as an active-duty member of the military, one of the decisions you will be making is whether to rent or buy a home. To make the choice that is right for you, you will need to consider the advantages and drawbacks of home buying when you are in the military. Pros of Buying a Home When You are in the … [Read more...]
Higher Conforming Loan Limits for 2024 Announced
New baseline conforming loan limits have been announced for 2024, and there is good news—homebuyers can take advantage of a substantial increase. For 1 unit, the baseline conforming loan limits have risen 5.5% from $726,200 to $766,550. Baseline Conforming Loan Limits for 2024 The maximum baseline conforming loan amounts for the contiguous … [Read more...]
Lower Your Mortgage Payments with Graduated Payments
If you have a lower income now, but expect to earn more in the future, one loan product that can make homeownership more affordable is a graduated payment mortgage. What is a Graduated Payment Mortgage? A graduated payment mortgage is a type of home loan that starts with smaller payments initially, which then gradually increase over … [Read more...]
Get Flexible Financing with HELOCs
For San Diego homeowners looking for flexible, affordable financing, I am offering new Home Equity Line of Credit (HELOC) products. With a home equity line of credit, you borrow against the equity in your home to access a revolving line of credit. Borrow More with Easier Qualifications Why work with me to tap into your home equity, rather … [Read more...]
Financial Tips for a PCS Move to San Diego
Whether this is your first PCS move or not, you know that PCS moves can be complex. Your Basic Allowance for Housing (BAH) will help make your next home affordable. But the move itself will involve costs, and you may also have housing expenses that fall outside of what your BAH can cover. Below are a few tips to help you manage your finances and … [Read more...]
Partner with a Pro: Your Trusted Mortgage Expert for Realtors
Are you a realtor seeking a trusted mortgage professional to complement your real estate endeavors? Look no further! We understand the importance of a strong partnership between real estate agents and mortgage experts in delivering exceptional service to clients. Maureen Martin, a seasoned mortgage professional, is here to be your go-to ally in the … [Read more...]
Buying a Home in San Diego Can be a Profitable Decision
When you buy a home, it can be every bit as much an investment as it is a place to live. Those who are shopping for homes in San Diego will be interested in the results of a recent Redfin study. This study looked at whether homeowners throughout the country were selling their homes at profits or losses. Among all of the cities Redfin looked at, … [Read more...]
5 Ways You Can Use a Reverse Mortgage to Make Retirement More Affordable
Reverse mortgages are among the most flexible and affordable lending products available to seniors. You can supplement your income using a reverse mortgage that you receive as a lump sum, in installment payments, or as a line of credit. The loan does not come due until a maturity event like the sale of the home or the death of the last … [Read more...]
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